Between sky-high inflation and stock market losses, it's not surprising that some people are a little leery of locking their money in a retirement account right now. After all, you usually can't access your retirement funds under 59 1/2 without a penalty, and there's no guarantee your investments won't take another dip.

But if you're still decades from retiring, the stock market's probably the best option for your retirement savings. Here's why.

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Source Fool.com