Back in my 20s, when saving for retirement was something I'd just started doing, I found myself in a tough spot every time a travel or concert opportunity arose. I knew full well that money spent on something fun was money that couldn't go into my long-term savings. But I also felt the need to indulge my 20-something self at a time when retirement was so far away.

These days, I'm a lot older than 20-something, though not really close to retirement. And yet the battle of "spend now or save for later" still rages on in my head.

Image source: Getty Images.

Continue reading

Source Fool.com