Some people spend much of their lives planning for early retirement. They bank a large portion of their income in their 30s and 40s so that by the time their 50s or early 60s roll around, they're able to wrap up their careers without financial stress.

But then there are those who are thrust into early retirement due to circumstances outside their control. In a recent MassMutual report, 48% of surveyed retirees say they ended their careers sooner than planned. And the most common reason was due to changes at work.

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Source Fool.com