You Owe Money to the IRS? Great!

Imagine you took out a one-year loan in January last year and decided to make payments with every paycheck you receive from your employer. You didn't pay very close attention to the numbers, and you ended up paying more than you owed.

Sometime between February and April the next year, the lender says, "You overpaid. Here's a refund." And then it takes more weeks to pay you your own money back.

Whoops.

Source Fool.com