By the time you reach the age of 50, you should have around six times your salary invested for retirement. This will enable you to stay on track to have around 10 to 12 times your final salary by retirement age, which is a good estimate of how much you'll need to retire.

The problem is that not everyone has achieved this milestone. In fact, many people are behind on investing for their future. The good news is, there are things you can do if you're one of those people.

If you are behind on retirement savings, here are some steps you can take to get back on track.

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Source Fool.com