You've probably heard of arguments in favor of every retirement account, including traditional and Roth IRAs as well as 401(k)s. Even some less conventional accounts, like health savings accounts (HSAs) and taxable brokerage accounts, can make great homes for retirement funds. 

But it might surprise you to know that the most popular retirement account isn't any of these. The average worker's favorite home for retirement savings is something most people use every week. But just because it's popular doesn't mean it's the right choice for you. Here's what you need to know.

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Source Fool.com