Social Security is a lifeline for millions of older adults, but the program has its fair share of challenges.

Many Americans are concerned that the program is going bankrupt, and that benefits will be going away entirely. In fact, around 75% of U.S. adults age 50 and older say they're worried about Social Security running out of funding in their lifetime, according to a 2023 survey from the Nationwide Retirement Institute.

While Social Security is facing some big problems, the situation isn't as dire as many people believe. Here's the truth about the future of the program -- and how it will affect your benefits.

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Source Fool.com