Is a Joint Credit Card Right for You?
A joint credit card account works just like any other card account. The difference is that two people share the ability to charge balances to the card, as well as the responsibility for paying off the balance.
But joint credit card accounts that were made popular because they helped two people simultaneously build credit are slowly dying out. Wells Fargo and Bank of America are the only major credit card companies that currently accept applications for joint credit card accounts, limiting your choices. And the truth is that if you understand how they work, you'll quickly see why you don't want one.
There are three ways to put multiple people on one credit card account, but all three have very important differences that you should understand before applying for a credit card.
Source: Fool.com
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