2 Reasons a Roth IRA Is Better Than a Roth 401(k) -- and 3 Reasons It's Not
Roth accounts offer tax-free withdrawals in retirement, and that makes them extremely popular with those looking to reduce their future tax liability. In the past, those who wanted Roth savings generally had to stick with an IRA, but the Roth 401(k) has surged in popularity in recent years with 90% of all 401(k) plans now offering this option.
You might think these plans are more or less the same as a Roth IRA, but that's not true. They both have distinct pros and cons that could influence which is a better fit for you. Here's a look at some of the key differences between the two options to help you decide where to put your savings.
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Source Fool.com
