2 Times It Doesn't Make Sense to Increase Your Retirement Savings
If you have access to a 401(k) match at work, you should be investing enough in this account to claim the matching contributions. Taking advantage of an employer match should almost always be your top financial priority after paying your bills, except in very unusual circumstances such as when you have payday loan debt to repay.
Once you have earned your full employer match, though, there are times where it does not make sense to put any more money toward retirement savings, either in your 401(k) or even in other retirement accounts like an IRA.
Here are a few examples of situations where you shouldn't be focused on increasing your retirement account balances just yet.
Source Fool.com
