3 Reasons Your Retirement Investments Are Lagging the Stock Market
The S&P 500 has shown amazing growth in the past two years -- nearly 30% in 2019 followed by about 14% in 2020. To put that in perspective, if you applied those growth rates to a $100,000 balance, it would grow to nearly $150,000 in two short years. And that's without accounting for your ongoing contributions. That type of growth can give you a nice push toward reaching your retirement savings goals.
If you're not seeing those strong growth rates in your retirement account, though, it's time to find out why. Here are three common reasons why your retirement investments could be lagging the stock market.
Your portfolio might be underperforming because your mix of investments across stocks, bonds, and cash is too conservative. Your age is an important factor here, because what's too conservative at age 25 might be just right at age 55.
Source Fool.com
