3 Reasons to Put Retirement Savings Into Your IRA Before Your 401(k)
The 401(k)'s high contribution limits, employer match, and automatic paycheck withdrawals make it a popular choice for retirement savings. But it can also have drawbacks that make it a poor first choice for some people.
If any of the following scenarios apply to you, consider placing your money in an IRA first and returning to your 401(k) later, should you max out your IRA.
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Source Fool.com