3 Signs You Shouldn't Claim Social Security Early
You may be tempted to sign up for Social Security ahead of full retirement age (FRA) to get your money sooner. You're allowed to claim benefits as early as age 62, whereas FRA doesn't kick in until 66, 67, or somewhere in between, depending on your year of birth.
Of course, the problem with taking benefits before FRA is that you'll reduce them permanently in the process. Some seniors are willing to forgo a higher benefit in exchange for that early access, but if the following scenarios apply to you, you're probably better off waiting to file.
Source Fool.com