3 Social Security Myths You Mustn't Believe
Social Security is something that should be on your radar whether you're close to retirement age or not. But there's a lot of misinformation circulating about Social Security, and buying into it could lead you astray. Here are a few common myths shouldn't believe.
When it comes to claiming Social Security, you get choices. You're entitled to your full monthly benefit, based on your personal wage history, once you reach full retirement age, or FRA. That age is either 66, 67, or somewhere in between, depending on when you were born.
That said, you're allowed to claim benefits at a different age than FRA. The earliest you can sign up is age 62, and you can technically delay your filing indefinitely.
Source Fool.com