3 Things You Should Do as Soon as You Get a 401(k)
A 401(k) could be your ticket to a comfortable retirement, especially if your company matches some of your contributions. But just owning one of these accounts isn't enough. You also need to take the following steps if you want to squeeze the most out of your 401(k).
Just because your company offers a 401(k) doesn't mean you're automatically enrolled in it. Some companies require employees to manually opt into the 401(k) program. If you don't, you won't have any money withheld from your paychecks for retirement.
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Source Fool.com
