4 Questions to Ask About Your New Employer's 401k
When you start a new job, there's a lot to learn -- and not just about how to do the job you've been hired for. Understanding your employee benefits is crucial, and one of the most significant benefits -- and certainly the longest lasting -- is the 401(k) account. Here's what you need to know to make the right choices about your retirement savings.
This is one question you might want to ask before you're even hired, since if you're deciding between multiple job offers that are equally compelling, the benefits packages might be a factor in your decision. Once you come on board, most employers will proudly tell you about all their benefits, 401(k) included, but if your HR person doesn't mention it, it's worth asking. If nothing else, requesting a 401(k) plan might motivate your employer to start offering one, especially if a number of employees get involved.
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Source: Fool.com
