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4 Social Security Steps to Take 10 Years Before You Retire


Social Security isn't going to fund a glamorous retirement on its own, but that's no reason to be casual about maximizing your benefits. Every extra dollar you glean from Social Security is a dollar you don't have to pull from your savings account, after all. If you want to get the most from your Social Security check -- and who doesn't? -- make these four moves at least 10 years before your planned retirement date.

Your Full Retirement Age or FRA is the age you qualify for your full Social Security benefit. For anyone born in 1943 or later, FRA is somewhere between 66 and 67 years old. As shown in the table below, your exact FRA is based on the year you were born.

Birth Year

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Source Fool.com


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