4 Ways a Roth IRA Is Icing on the Retirement Cake
When it comes to retirement planning, one account stands out as the best in class to hold your retirement money: the Roth IRA. In many ways, a Roth IRA is the icing on your retirement cake, as it sits at the sweet spot of taxation and flexibility that makes it a wonderful place to hold your financial assets.
Like the sort of icing you put on cake, though, there can be too much of a good thing. Focusing exclusively on Roth IRAs over every other form of retirement savings can lead to a less rewarding retirement due to the tax costs associated with getting money into your Roth IRA. Finding the right balance point is key, and it's one of the reasons a Roth IRA is icing on the retirement cake.
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Source Fool.com