90% of Working Americans May Be Missing Out on This Opportunity to Grow Their Social Security Benefits
Generally speaking, it's best not to become too dependent on Social Security during retirement. Those benefits will only replace about 40% of the paycheck you were used to collecting if you're an average wage earner. And many seniors inevitably wind up needing about twice that much income to keep up with their bills.
Still, Social Security is designed to pay you a monthly benefit for life once you file. So it's important to do what you can to score as high a monthly payday as possible.
Recent data, however, reveals that most Americans aren't taking a crucial step to boost their monthly benefits. And those who pass up that opportunity might sorely regret it after the fact.
Source Fool.com
