Are These Popular Retirement-Plan Funds the Best Place for Your Money?
Many people have access to a 401(k) plan through an employer. And if you're one of them, it generally pays to enroll.
The upside of participating in a 401(k) is getting access to employer matching dollars. Plus, contributions are seamless. Because they're taken as up-front payroll deductions, there's little work to do once you enroll.
But that doesn't mean you don't have to put any effort into your 401(k). While you don't have to actively write out a check every month, you do need to make sure your money is invested appropriately. And to that end, you might be inclined to put your money into a target date fund. Whether that's a good idea, though, is up for debate.
Source Fool.com
