Are You Ready to Invest Beyond a 401(k)?
When it comes to retirement investing, it pays to take advantage of accounts that provide tax breaks for savings. Sadly, many people are passing up the chance to invest in one of the most accessible of those accounts -- the IRA.
In fact, according to the Center for Retirement Research, only around 15% of people of all ages actively put money into one. Although more people have IRAs, most of the funds in them come from rolling over workplace investment accounts rather than from direct contributions.
If you aren't among the small minority of people actively putting money in an IRA, you could be missing out on a golden opportunity. Here's what you need to know.
Source Fool.com
