Don't Consider a Social Security Filing Without Answering These Questions First
Social Security is a fairly flexible program, in that you get to choose when to start getting benefits once you reach the age of 62. To be clear, you're not eligible for your full monthly benefit based on your personal earnings history until you reach full retirement age (FRA). That age is 67 for anyone born in 1960 or later. But once you turn 62, you can sign up for Social Security at any time.
You should know that filing for Social Security before FRA will result in a reduced benefit. And the earlier an age you file at, the more of a reduction you'll be looking at.
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Source Fool.com
