Have a Health Savings Account? Don't Make This Mistake
If you're eligible to contribute to a health savings account, you have a solid opportunity to sock away funds to cover medical care in retirement. Health savings accounts, or HSAs, allow you to contribute money in a tax-free fashion to cover eligible healthcare expenses. You're allowed to use that money as you need it to pay for things like doctor visits, prescriptions, and medical equipment. Whatever money you don't use right away, however, can be invested for added growth.
Here's why that's important: When you invest money in a traditional brokerage account, you're liable for taxes on whatever gains your investments produce. When you invest money in an HSA, your gains are tax-free. In fact, you won't pay any taxes on the money you put into an HSA, including withdrawals from that account, provided you use those funds for eligible medical expenses.
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Source Fool.com