Have an HSA? Here's Why You Shouldn't Touch It Till Retirement
There's a reason so many people contribute money to retirement plans like IRAs and 401(k)s, even though these plans come with their share of restrictions, like being penalized for taking early withdrawals. With a traditional IRA or 401(k), you get a tax break on your contributions. With a Roth IRA or 401(k), you get tax-free investment gains in your account, as well as tax-free withdrawals.
These are all nice benefits to enjoy. But when it comes to IRAs and 401(k) plans, you have to pick and choose which ones you get. You can either have tax-free contributions or tax-free gains and withdrawals. You can't get all three with a single account.
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Source Fool.com
