Here's Exactly How to Optimize for the $4,194 Social Security Monthly Max
Receiving the maximum monthly Social Security benefit is possible, though it isn't easy. You'll need a few major things to have gone well for you over the course of your working career, and you'll need to run into some luck once you've hit your 60s.
We'll run through what needs to happen for you to receive the maximum Social Security benefit of $4,194 per month.
When the Social Security Administration (SSA) calculates your projected benefit payment, they consider your 35 highest-earning years. If you've worked only 30 years, the remaining five years will be counted as zeroes; it's especially important to log at least 35 years if you'd like to optimize your monthly check in retirement.
Source Fool.com
