Maxing Out Your 401(k) Is Overrated. Focus on a Roth IRA instead
You should always want to take advantage of the resources and different accounts designed to help you save and invest for retirement. Part of doing this efficiently is understanding the benefits and drawbacks of each. Most people are familiar with a 401(k) plan because it's offered through their employer, but other accounts provide their own unique benefits that you should take advantage of.
Here's why your 401(k) is overrated, and you should focus on a Roth IRA instead.
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Source Fool.com