Once You’ve Won the Game, Quit Playing
Despite the stock market's history of wealth creation over the long run, on a day-by-day basis it can be quite volatile. Heck, there are occasionally even decadelong periods when the market winds up below where it was when it started. If you still have time before you need to get at your money, you can deal with that volatility. In fact, with time on your side, a drastically down market can be a great time to go value hunting for cheap stocks.
While that risk is real, currently, we're still benefiting from the longest bull market in history. If you've been invested through it, you might be looking at your portfolio today and realize that you're ahead of where you need to be at this stage in your life in order to meet your ultimate retirement goals. If so, congratulations -- you've won the game. For at least part of your money, it's time to quit playing.
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Source Fool.com
