The 1 Social Security Conversation All Married Couples Should Have
One nice thing about Social Security is that you're not forced to file for benefits at a single specific point in time. Rather, you get a range of ages to sign up.
Once you turn 62, you can file for Social Security at any point. But you should know a few things.
First, you won't be entitled to your completely monthly benefit based on your earnings history until you reach full retirement age (FRA). And for each month you claim benefits before FRA, they get reduced on a permanent basis.
Source Fool.com