This Is the Single Biggest 401(k) Mistake You Might Make
Although 401(k) plans make saving for retirement easy, there's a reason some people aren't a fan. You may not love the fact that your 401(k) won't let you buy individual stocks for your retirement. And you may not be happy with the limited fund choices you're given -- especially if you're someone who likes to have a say over your investments.
You may also be unhappy with the administrative fees your 401(k) plan charges. It's common for 401(k)s to charge administrative fees in the ballpark of 0.5% to 2%. But if your plan is at the higher end of that range, it may not sit well with you.
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Source Fool.com