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Upstart Stock: Bull vs. Bear

TheMotleyFool

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Upstart Stock: Bull vs. Bear: https://g.foolcdn.com/editorial/images/714704/bull-and-bear-figurines-in-front-of-chart-lines.jpg

The last year of trading has been brutal for financial technology (fintech) stocks, and few have had a rougher go of things than Upstart (NASDAQ: UPST). The company's share price has plummeted 91.5% over the last 12 months, and it's down approximately 97% from its peak.

With macroeconomic challenges on the horizon potentially disrupting the company's business model, is the formerly high-flying fintech down for the count? Or is this a case where market overreaction has opened the door for patient investors to see strong returns on a recovery? Read on to see why two Motley Fool contributors disagree on what comes next for Upstart stock.

Bull and bear figurines in front of chart lines.