Want to Make the Most of Your HSA? Don't Use It.
If your health insurance plan leaves you eligible to participate in a health savings account, or HSA, then it pays to sign up and start making contributions. Every dollar you put into an HSA is a dollar of income the IRS will not be able to tax you on. Plus, you might really need the money for healthcare bills.
But if you're going to fund an HSA, your best bet is actually not to take withdrawals to cover your ongoing healthcare costs, but rather to leave that money alone as long as possible. Here's why.
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Source Fool.com
