Why Claiming Social Security Is Easier When You're Single
One of the most important retirement decisions you might ever have to make is when to sign up for Social Security. You're allowed to claim your full monthly benefit based on your personal wage history once you reach full retirement age, or FRA.
FRA depends on the year you were born. If you were born in 1960 or later, your FRA is 67. Otherwise, if you haven't reached it yet, it's 66 and a specific number of months.
Of course, you don't have to file for Social Security at FRA. You're allowed to sign up for benefits beginning at age 62, and you can also delay your filing beyond FRA if you don't need your money right away.
Source Fool.com
