Do I Need a Job to Get a Credit Card?
Whether you're a new college graduate or the victim of a recent layoff, you may be struggling to find a job. It happens to the best of us. But if you also happen to need a credit card, your lack of employment could pose a challenge.
Of course, technically speaking, you don't necessarily need a job in order to get approval for a credit card. There are other factors, such as your credit report and score, that go into the decision, and if you're strong in other areas, you may be able to overcome the fact that you're unemployed. On the other hand, having a job makes it easier to qualify for a credit card because it shows potential issuers that you have an actual income. In the absence of a job, you'll need to prove that you have the ability to make your credit card payments in other ways, and that could prove difficult.
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Source: Fool.com
